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Detroit Expands Efforts to Prevent Property Tax Instigated Foreclosures

first_img Servicers Navigate the Post-Pandemic World 2 days ago Detroit Expands Efforts to Prevent Property Tax Instigated Foreclosures About Author: Krista F. Brock Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Foreclosure, News Bolstering its efforts to prevent property tax-related foreclosures, the city of Detroit announced Wednesday it is expanding its Homeowners Property Tax Assistance Program (HPTAP).The main change to the program is that it will now offer a 25% property tax exemption to homeowners within certain income thresholds. Previously, homeowners could qualify for either 50% or 100% property tax exemptions if their incomes were below certain amounts. Now homeowners earning above those amounts can also qualify for some tax assistance.The program previously offered 100% property tax exemptions to families of two earning $22,754 or less. Families of two earning $23,336 or less could qualify for a 50% property tax exemption.Under the updated program, families of two earning $25,703 or less can qualify for a 25% property tax reduction. For a full chart of income eligibility and information on applying for a full or partial property tax exemption, residents can visit the City of Detroit website. The city is now accepting applications.“This year we set out to increase the number of Detroit families assisted through HPTAP, and I am proud of our work in collaboration with Quicken Loans Community Fund, United Community Housing Coalition, and community groups to meet this goal,” said Detroit Chief Financial Officer David Massaron with the announcement of the HPTAP program expansion.Detroit approved 30% more property tax exemptions in 2019 than 2018. The city approved full or partial exemptions for 7,601 homeowners, totaling nearly $5 million in property tax exemptions for the year. The city noted in its announcement that this is close to double the amount approved in 2014.The expansion to the HPTAP also expands eligibility to Detroit’s Pay as You Stay (PYAS) Program, which was passed by the State house of Representatives in December. Through PYAS, homeowners facing foreclosure can obtain affordable payment plans.“Thanks to the help of our great community partners, we have made a lot of progress reducing foreclosures by more than 90 percent and getting more Detroiters to apply for property tax exemptions,” said Detroit Mayor Mike Duggan. “Expanding access to property tax exemptions will help reach more Detroit families that may be struggling to pay their property tax bills and help them avoid possible foreclosure.”Detroit has faced criticism for its practices regarding foreclosures due to delinquent property taxes. In December, DS News reported that one in four Detroit homeowners owes more in overdue property taxes than they did three years ago, according to information reported in The Detroit News.After a Michigan home was foreclosed due to an unpaid property tax bill of $8.41, the Pacific Legal Foundation called on the Michigan Supreme Court to stop a law they said allowed counties to “profit” from foreclosures, according to a DS News article late last year.Quicken Loans stepped in to help Detroit homeowners with the Neighbor to Neighbor initiative funded through the Quicken Loans Community Fund. Quicken reported in May 2019 that it helped 4,316 homeowners avoid foreclosure in 2018. default Detroit tax foreclosure 2020-01-09 Seth Welborn The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Detroit Expands Efforts to Prevent Property Tax Instigated Foreclosures Tagged with: default Detroit tax foreclosure Demand Propels Home Prices Upward 2 days ago Subscribe Related Articles January 9, 2020 2,382 Views center_img  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. Previous: Puerto Rico Earthquake: Aftermath and Housing Impact Next: Getting an Edge in Single-Family Rental Investment The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days agolast_img read more

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Woman with baby leads police on 100 mph chase before crashing, trying to carjack another vehicle

first_imgTexas Department of Public Safety(HOUSTON) —  Newly released video shows a woman leading police in Texas on a high-speed chase before crashing into another vehicle and running out of the car with her baby.The unnamed woman is seen pulling a baby out of the back of the crashed SUV she was driving before jogging across a busy street. According to the Texas Department of Public Safety (TXDPS), which released the video, a trooper deployed a tire deflation device that disabled the front tire. She lost control of the car and crashed into another vehicle in front of her. The suspect then tried to carjack another vehicle by jumping into the passenger’s seat, carrying the infant in a car seat the entire time. The driver of that vehicle ran out and grabbed a child from the backseat before police pulled the female suspect out of the car and handcuffed her in the middle of the road. The baby she was carrying was also pulled out of the car and carried away. According to TXDPS, the woman had outstanding warrants and fled after a DPS trooper conducted a traffic stop. At some points during the chase, she was speeding over 100 mph.According to ABC News’ Houston station KTRK, the chase happened in June. The woman was charged with evading arrest, possession of a controlled substance and endangering a child.The child was released to Child Protective Services, DPS said.Copyright © 2018, ABC Radio. All rights reserved.last_img read more

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Class teaches students mindfullness

first_imgSeveral Saint Mary’s students are taking Notre Dame’s Mindfulness and Meditation course to become more mindful and less stressed. Senior Kate Zurovchak said Mindfulness and Meditation focuses on being present in the moment.“Mindfulness is being present in the moment. People usually get caught up in a lot of things, like with stress or anxiety,” Zurovchak said. “We tend to just live in our thoughts and in our heads, and when we do that, the way we interpret the present moment and what’s happening in front of us is distorted.”Zurovchak said mindfulness is about honesty with oneself and recognizing both good and bad stress. “Mindfulness is not trying to push negative thoughts away, it’s just accepting them for what they are,” she said. “If you’re stressed out about something, you can recognize that you’re stressed out and instead of acting on it in a negative way, you learn how to accept that stress and not have it affect you.” Senior Jamie Moran said in an email she feels the class will help her manage her anxiety better.“I personally struggle with focusing on the present moment,” she said. “My mind can sometimes be my own worst enemy. I’m always looking for new ways to practice self-care and become more confident, and I think this class will provide me with tools on how enjoy my life more for what it is today.” Zurovchak said the class teaches students several meditation techniques in order to facilitate mindfulness. “We do a body scan where we start focusing on our toes then go all the way to our heads and it’s just an activity where we learn to be more in the present,” she said. “We usually do a two-minute meditation at the beginning of class, then learn about new ways to meditate. We are supposed to meditate 10 minutes a day and keep a log.” Moran said the class focuses its intentions on Koru Mindfulness.“Koru Mindfulness teaches us how to better manage our stress and worries through meditation,” she said. “We practice different meditations in class and reflect on our experiences with it … It takes a lot of practice, but it helps to try one of the exercises every day to bring our minds into the present moment without thinking too much about the past or worrying about the future.”Zurovchak said the class would help her become a better nursing student.“As a nursing major, I feel that mindfulness is really important when you provide care, because nursing is kind of stressful at times, and if you’re just stuck in your head, you can be prone to making mistakes and not be able to develop a really good relationship with your patients,” she said.Zurovchak said she has learned to become present in her classes, especially when experiencing anxiety.“Just by doing it for a week, I’ve learned not just to be present in meditation but in class as well. There was a period in one of my classes where I was really anxious but was able to realize that I was feeling anxiety, and normally I would probably retreat inside myself and stop being involved in the class, but I was able to overcome that and still be present in the class,” she said. “I was aware that I was worrying, but I was able to accept that worry and not have it affect me.” Zurovchak said she feels the class can help anyone better understand and cope with their anxiety.“Anxiety is something everybody has,” she said. “Anybody in any major should take the class and practice mindfulness, because anyone career path has stressors and anxiety. We can all relate to each other on some levels.”Moran said the class can especially help students manage the anxiety caused by the uncertainty of life after college.“I know many other college students are struggling to balance their busy lives,” she said. “There is so much uncertainty right now, so it’s very easy to grow anxious and worried about where we’re going or why we’re here. This class teaches you how to be more aware of your negative thoughts and bring your mind back into the present moment.” Tags: Anxiety, meditation, mindfulness, stresslast_img read more

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