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The Week Ahead: Tracking Housing’s Economic Role

first_img  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, News Subscribe February 21, 2020 934 Views Previous: Creating Better Diversity Practices in Mortgage Servicing Next: Industry Leader ‘Applauds’ Nominee for Federal Housing Commissioner Home / Daily Dose / The Week Ahead: Tracking Housing’s Economic Role The Week Ahead: Tracking Housing’s Economic Role Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days agocenter_img Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Tagged with: economics Week Ahead The Best Markets For Residential Property Investors 2 days ago About Author: Seth Welborn economics Week Ahead 2020-02-21 Seth Welborn Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily This week, the Federal Reserve Bank of Chicago will be releasing its national activity index an overview of economic growth. Housing and housing investment has played a major role in economic growth nationwide, according to the latest commentary from the Fannie Mae Economic and Strategic Research (ESR). The Group’s January jobs report featured solid wage growth and better-than-consensus non-farm payroll growth, including in residential construction.On housing, the ESR Group expects low mortgage rates and strong demand to help grow residential fixed investment at a 3.9% annualized pace in 2020, following last year’s contraction of 0.1%. That demand is expected to meet the moderate uptick in inventory predicted for the latter part of the year. Consumer sentiment toward housing is approaching an all-time high, and the lower interest rate environment also appears to have fueled a new surge in mortgage refinance applications in January.While risks remain skewed to the downside and include the potential overvaluation of equity and bond markets and a possible worsening of the coronavirus situation, notable upside risks include a further strengthening of consumer spending and the effects of monetary policy softening domestically and abroad. The ESR Group also maintained its expectation of no further rate cuts from the Federal Reserve in 2020.“The U.S. economy’s resilience, rooted in labor market strength and improved household balance sheets, was on display in January amid greater market uncertainty, including Boeing’s production schedule and the effect of the coronavirus on the global economy,” said Fannie Mae Senior Vice President and Chief Economist Doug Duncan. “However, corporate earnings continue to impress and a jobs report that came in well above consensus helped mitigate some of the growing cynicism. With business fixed investment poised to rebound in the second half of the year, we upgraded our forecast for full-year 2020 headline growth by one-tenth to 2.2%. We also continue to maintain our call that the Fed will leave the federal funds rate unchanged in 2020, despite forward markets’ beginning to price in the increased probability of a rate cut.”Here’s what else is happening in The Week Ahead:Case-Shiller Index (Feb. 25)FHFA Home Price Index (Feb. 25)New Home Sales (Feb. 26)Consumer Sentiment Index (Feb. 28) Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

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News story: University sector rises to challenge from Education Secretary

first_img Our universities are world-class and world-leading, with four ranked among the top ten across the globe. At the heart of that global reputation is a trust in the quality and high standards of the education provided – this reputation is hard won and should be fiercely protected. That is why I am delighted by the actions taken so far to rise to the challenge of preserving that quality. I wholeheartedly support PayPal’s decision to withdraw services from essay-writing firms that are exploiting university students. This is a big step forward towards beating academic cheating but we now need more organisations to follow suit – it is their moral duty to do so. I also welcome the responses from the universities I wrote to regarding their use of ‘conditional unconditional’ offers – particularly those who have informed me that they have ended this practice or committed to reviewing it. The Education Secretary’s letter to 23 universities expressed his concerns over their practice of making ‘conditional unconditional’ offers to students, which means they must eliminate their other choices and put that institution as their first option. This recruitment technique could be influencing consumers to enter into a transaction they otherwise wouldn’t have.When a university makes an unconditional offer, it guarantees the applicant a place regardless of what A level grades they obtain, which can remove the incentive for students to aim as high as they possibly can. It is a so-called ‘conditional unconditional’ offer as the requirement to obtain certain grades is removed in return for you making the offering university into your first choice.Mr Hinds’ concerns were enhanced by the finding that 18-year-olds who received an unconditional offer were more likely to miss their predicted A levels by two or more grades.Today, the Education Secretary has rejected some vice chancellors’ claims that his comments on how universities operate their admissions could be unlawful, and has defended his right to make his views known on the issue.Education Secretary Damian Hinds added: The Education Secretary has today (22 May) praised action taken by universities and companies after he challenged them to protect quality in higher education, while defending his right to speak out after being accused of making unlawful interventions.Damian Hinds recently challenged the sector to do more to end the use of essay writing services, curb artificial grade inflation and stop using questionable student recruitment techniques.Since being challenged by Mr Hinds in March to stop processing payments for online essay writing services, PayPal has committed to ending this function, which will reduce the number of students cheating at university.In a further move to maintain the quality of our higher education sector, Mr Hinds also called for an end to the ‘unjustifiable’ steep rise in 2:1s and firsts awarded by universities, who have since stated their commitment to tackling grade inflation to maintain confidence in the system.The Education Secretary has now welcomed that at least 15 universities ended or pledged to review their use of ‘conditional unconditional’ offers, which they stated following his letter to institutions expressing concerns over these practices.In the last six weeks, 19 of the 23 universities challenged on their use of these offers have written back to the Education Secretary – with the majority making positive commitments – which he maintains is an acceptance that the practice is often not in the student’s interest.Preserving the reputation of the quality of England’s higher education is in the interest of all universities, many of which attract thousands of international students. Universities will want to be sure that their competitors are respecting student interests in their recruitment practices, and not using less reputable means to increase numbers.Education Secretary Damian Hinds said:center_img Prospective students should have a choice of where they study, but ‘conditional unconditional’ offers entice them to restrict their choices, in favour of one university. I maintain this is bad practice: bad in the end for both students and universities, and urge universities using them to stop. While I am pleased that many university leaders are taking the issue seriously, it is a shame there are still some trying to justify practices which are damaging the integrity of our higher education and students’ interests. I make no apology for speaking out as I have done. I could not stand idly by watching questionable practices spread and educational standards slide. Universities are making billions of pounds in public funds, as well as students own contributions, and I have a responsibility also to sixth form teachers, who want all their students to have the same incentive to reach their best. It is my job to make sure the education system works to help everyone make the most of their potential, and I am not afraid to get my hands dirty for this.last_img read more

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Samsung Galaxy M12/ Galaxy F12 Back Panel Reportedly Spotted Online, Tipped to Come With 7,000mAh Battery

first_img– Advertisement – Is this the end of the Samsung Galaxy Note series as we know it? We discussed this on Orbital, our weekly technology podcast, which you can subscribe to via Apple Podcasts, Google Podcasts, or RSS, download the episode, or just hit the play button below. Looking at the similarity between the two model numbers, it could be that the Samsung Galaxy F12 comes as a rebranded version of the Galaxy M12. However, the panel also shows ‘M05′ etched on it, which adds another possibility that this phone gets launched as the Samsung Galaxy M05.The report further adds that the Samsung Galaxy M12/ F12 will feature a 6.7-inch display with a hole-punch cut out for the selfie camera. It is said to come with a massive 7,000mAh battery as well. This won’t be the first time Samsung has equipped a phone with such a massive battery. The Galaxy M51 also sports a 7,000mAh battery.Samsung’s F series is the newest series of smartphones that, as of now, includes the budget friendly Galaxy F41. The Galaxy F41 is a rebranded version of the Galaxy M31 which further suggests that the Galaxy F12 will indeed be a rebranded Galaxy M12.- Advertisement –center_img Samsung Galaxy M12 or the Samsung Galaxy F12 may have been leaked via industry sources, a new report claims. Live images of the back panel with M127F/ F127G etched on the inside have surfaced which suggests that the Samsung Galaxy F12 could be a rebranded Galaxy M12. Additionally, the report states that the Samsung Galaxy M12/ F12 could be backed by a massive 7,000mAh battery. As of now, Samsung has not shared any information about the Samsung Galaxy M12 or the Galaxy F12.According to a report by 91Mobiles citing industry sources, the Samsung Galaxy M12/ F12’s back panel has been leaked through live images. The back panel shows a square camera module with four circular cutouts suggesting that the phone in question will come with a quad rear camera setup. A USB Type-C port, speaker grill, and 3.5mm headphone jack can be spotted on the bottom as well. However, what’s more interesting is that on the inside of the back panel, ‘M127F/ F127G’ has been etched.- Advertisement –last_img read more

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